Free tool
Locum rate calculator
Moving between salaried and locum work — or weighing up an offer? See what session rate you would need to match a salaried GP post, once the employer pension contribution and the lack of sick pay and holiday are taken into account.
The full-time or actual annual salary you want to compare against.
A full-time GP week is usually 8 clinical sessions.
After holidays, study leave and gaps between bookings.
Covers no sick pay, no paid holiday and unpaid admin. 20–30% is common.
The employer NHS pension contribution a salaried GP receives (14.38% in 2026/27, including the admin levy).
- Employed value incl. employer pension
- £91,504.00
- Base rate per session
- £259.95
- Suggested session rate
- £324.94
How it works
We add the employer pension contribution to the salary to get the true employed value, spread it across the sessions you actually expect to work, then apply your uplift for the security and benefits locum work doesn't include. It's a starting point for negotiation, not a rule — real session rates vary by region, session type and demand. This is an estimate, not financial advice.
Keep the rate you agree on record
Locum Notes stores each practice's usual rate, tracks every session and raises the invoice — so you always know what you should be paid.
Try Locum Notes free